Honest, transparent information about how to pay for dental treatment at Tower Dental Blackpool — including 0% finance over 6 or 10 months via V12, subject to status, dental plans, and what your options are if cost is a concern.
Cost is the single biggest reason patients delay or avoid private dental care. We believe being upfront about finance options helps you plan, removes anxiety, and lets you focus on your clinical decisions rather than your wallet. There are no hidden fees, no early repayment penalties on our 0% finance over 6 or 10 months via V12, subject to status products, and no surcharges for any of the payment methods we accept.
The simplest option. Pay for each appointment or treatment as you have it. We accept:
Most popular for treatments £500 and above. We work with FCA-regulated finance provider V12 Finance, which offers 0% interest-free credit over 6 or 10 months on qualifying treatment plans, subject to status.
Credit broking: Tower Dental (Station House DC Limited) acts as a credit broker and not a lender. Credit is provided by third-party lenders, subject to status, affordability and a credit check. Finance is available to UK residents aged 18 and over.
| Treatment value | Term options (0% interest-free) | Example monthly |
|---|---|---|
| from £500 | 6 or 10 months | £50/mo over 10 mo |
| from £1,500 | 6 or 10 months | £150/mo over 10 mo |
| from £2,800 (typical implant) | 6 or 10 months | £280/mo over 10 mo |
| Invisalign + bonding (price at consultation) | 6 or 10 months | £500/mo over 10 mo |
| from £10,000+ (full-mouth cases) | 6 or 10 months at 0% | from £1,000/mo over 10 mo |
Note: finance is subject to status, affordability, and credit check. You must be 18+, a UK resident, in employment or with regular income, and have a UK bank account. Decisions are typically returned in 60 seconds via an in-practice tablet at your consultation. There is no obligation to use finance — you can switch to pay-as-you-go at any point during the application.
Best for patients who want to budget routine care across the year. Our adult plan is £19.50/month and includes:
Children's plans start at £9.99/month and cover similar routine preventive care. Plans are administered by Practice Plan or Denplan and operate by Direct Debit. You can read the full terms on our dental plans page.
If you have private dental insurance — for example through Bupa, AXA Health, Vitality, Aviva, Westfield Health, Simplyhealth or HSF — you can use it at Tower Dental. The standard process is:
This is the standard arrangement at most UK private dental practices. We cannot bill insurers directly because we are not an insurance-network practice — but you generally don't lose anything financially by paying us first and claiming back.
If you have a healthcare cash plan rather than full private dental insurance, the process is identical: pay us, claim back. Cash plans typically reimburse a fixed annual amount (e.g. £100–£300) toward dental costs regardless of treatment type. They work well alongside our membership plan if you have both.
Please tell us. We will sit down with you and review your options honestly. Sometimes there are clinically valid lower-cost alternatives (e.g. composite bonding instead of veneers, a partial denture instead of an implant). Sometimes treatment can be staged over 6–12 months to spread the cost. Sometimes it makes sense to start a dental membership plan to access the 20% restorative discount. And sometimes the right answer is to refer you back to NHS care, which we'll do without judgement if it's clinically appropriate.
We never pressure patients into treatment. If a treatment plan looks too expensive, that's a conversation, not a closed door.
Our reception team can quote treatment costs and discuss finance options before you book.
Book your appointment and we'll go through the payment options that fit — with everything in writing.
0% interest-free over 6 or 10 months via V12 Finance, subject to status. Tower Dental is a credit broker, not a lender.